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Post by Deleted on Aug 29, 2020 22:26:49 GMT -8
Yep
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Post by Deleted on Aug 29, 2020 22:26:59 GMT -8
I guess not weird. Just unexpected. Do they work for the UN? |
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Post by Lasagna and tears of failure on Aug 29, 2020 22:27:02 GMT -8
was a no brainer, even as fast as we are paying off debt, still gonna save us a few grand Nothing wrong with that! I'm at 3.75% - don't really have the bandwidth to explore refinancing, haha I was at 4.625, had paid an extra .05 to not have PMI, dropping to 3.125 |
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Post by Deleted on Aug 29, 2020 22:28:26 GMT -8
How goes the night Manas? Eh. Boring. Having some drinks and watching Impractical Jokers |
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footy
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Post by footy on Aug 29, 2020 22:28:45 GMT -8
Nothing wrong with that! I'm at 3.75% - don't really have the bandwidth to explore refinancing, haha I was at 4.625, had paid an extra .05 to not have PMI, dropping to 3.125 How much of a deposit do you need to avoid PMI in the states? Its 20% here |
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Post by manasrai on Aug 29, 2020 22:29:08 GMT -8
Nothing wrong with that! I'm at 3.75% - don't really have the bandwidth to explore refinancing, haha I was at 4.625, had paid an extra .05 to not have PMI, dropping to 3.125 Nice! |
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Post by manasrai on Aug 29, 2020 22:29:37 GMT -8
I was at 4.625, had paid an extra .05 to not have PMI, dropping to 3.125 How much of a deposit do you need to avoid PMI in the states? Its 20% here Believe it's 20% or 25%... |
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Post by Deleted on Aug 29, 2020 22:29:41 GMT -8
Lol it gonna look like a wet cousin it
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Post by Deleted on Aug 29, 2020 22:30:06 GMT -8
Bang bang
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Post by manasrai on Aug 29, 2020 22:30:10 GMT -8
How much of a deposit do you need to avoid PMI in the states? Its 20% here Believe it's 20% or 25%... But I think there are also rules around first time home ownership |
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Post by Deleted on Aug 29, 2020 22:30:54 GMT -8
Ninja so good
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Post by Deleted on Aug 29, 2020 22:31:16 GMT -8
Keep the pulp
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footy
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Post by footy on Aug 29, 2020 22:31:32 GMT -8
Believe it's 20% or 25%... But I think there are also rules around first time home ownership Yeah there are first home buyer grants/discounts here as well but its pretty limited to new builds or houses below the median |
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Post by Deleted on Aug 29, 2020 22:31:33 GMT -8
Sneak so much food in my sons drinks now lol
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Post by Lasagna and tears of failure on Aug 29, 2020 22:32:20 GMT -8
How much of a deposit do you need to avoid PMI in the states? Its 20% here Believe it's 20% or 25%... 20% but you can pay % to avoid it depending on the mortgage company |
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footy
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Post by footy on Aug 29, 2020 22:32:26 GMT -8
Sneak so much food in my sons drinks now lol Sneaky Papa! |
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Post by Lasagna and tears of failure on Aug 29, 2020 22:33:42 GMT -8
Believe it's 20% or 25%... But I think there are also rules around first time home ownership think that's only for VA loans, either you have PMI or you pay extra to not otherwise.... if I remember correctly |
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Post by Deleted on Aug 29, 2020 22:33:52 GMT -8
Lol like a bunch of yams and a container of vienna sausages chicken. Among milk pedilite and other stuff. Some fruits and veggies
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Post by Lasagna and tears of failure on Aug 29, 2020 22:34:32 GMT -8
 7 years apart... who knew covid would result in this |
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Post by Deleted on Aug 29, 2020 22:35:10 GMT -8
Lol just lighter now
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Post by Lasagna and tears of failure on Aug 29, 2020 22:36:31 GMT -8
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Post by Deleted on Aug 29, 2020 22:37:08 GMT -8
What that isnt you in both |
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Post by Lasagna and tears of failure on Aug 29, 2020 22:38:04 GMT -8
What that isnt you in both nope, the left is my brother while he worked undercover |
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Post by manasrai on Aug 29, 2020 22:39:18 GMT -8
7 years apart... who knew covid would result in this Ha! I started growing out my beard but couldn't stand it. Haven't had a haircut since February though. hair is wild man. |
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Post by Deleted on Aug 29, 2020 22:40:21 GMT -8
Oh i was like it looked like you but alot younger.
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Post by Lasagna and tears of failure on Aug 29, 2020 22:40:22 GMT -8
7 years apart... who knew covid would result in this Ha! I started growing out my beard but couldn't stand it. Haven't had a haircut since February though. hair is wild man. My daughter insists that I not cut the beard or the hair... not sure how long I can keep on meeting her demands |
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Post by Lasagna and tears of failure on Aug 29, 2020 22:41:02 GMT -8
Oh i was like it looked like 6ou but alot younger. a few family members have commented that there is no mistaken we were brothers |
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Post by Deleted on Aug 29, 2020 22:41:21 GMT -8
I used to grow my beard around xmas time. Eventually it bothers me getting to itchy or its random colors
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Post by Deleted on Aug 29, 2020 22:42:02 GMT -8
Lol look like you in metal band
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Post by Deleted on Aug 29, 2020 22:42:43 GMT -8
Lol gf said its been so long since shaved lol
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